2024.7.5 Safe to install
Investing Made Easy: M1 Finance Delivers Seamless Banking and Investment Solutions

M1 - Investing & Banking simplifies the investment process with innovative features that seamlessly integrate banking and trading for a holistic financial experience.
Build wealth effortlessly with M1: Your all-in-one platform for earning, investing, spending, and borrowing. Join hundreds of thousands of investors who trust us with over $9B in assets.
INVEST
- Automate your long-term strategy when you invest with an individual, joint, trust, or custodial account. Or open a Traditional, SEP, or Roth IRA or rollover a 401(k).
- Build a custom portfolio with over 6,000 stocks and ETFs. Choose from pre-made Model Portfolios based on common strategies to align your investments with your values, risk tolerance, and retirement plan.
- Utilize auto-invest for your long-term strategy; our automation feature will purchase shares for you without selling unless directed.
- Invest in fractional shares for as little as one dollar, providing more flexibility. Note that only full shares are guaranteed to transfer if you decide to switch brokers.
- One-click rebalancing ensures that your investments align with your financial objectives.
HIGH-YIELD CASH ACCOUNT
- Earn 5.00% APY on funds held in your High-Yield Cash Account with the option to automate money movements via Smart Transfers.
BUILT-IN MARGIN
- Access a line of credit against your investment account with margin services. Qualified accounts with over $2,000 invested can leverage up to 50% of their portfolio at a rate of 7.25%.
- No minimum or maximum repayment period is required; pay back on your own schedule without the burden of paperwork.
M1 PERSONAL LOANS
- Borrow $2,500–$50,000 over 2-7 years for various purposes without prepayment penalties or additional fees.
- APRs range between 7.99% - 21.75% APR and may vary based on qualification. An illustrative example is provided for better understanding.
PLAN FOR RETIREMENT
- Consider opening a Traditional, SEP, or Roth IRA or rolling over a 401(k) to secure your retirement goals. Automate contributions and investments to maximize your retirement savings.
THE OWNER'S REWARDS CARD
- With the Owner’s Rewards Card, earn cash back and reinvest it to boost wealth creation while managing your expenses.
CRYPTO
- M1 offers cryptocurrency investments such as BTC and ETH integrated into your long-term investment strategy commission-free. Automate investments in tailored pies for added convenience.
ACCOUNT PROTECTION
- M1 Finance LLC is a Member of SIPC ensuring protection for securities in your M1 investment accounts up to $500,000. For detailed information, visit www.sipc.org.
Additional DISCLOSURES:
- View our privacy policy at Privacy Policy.
- For disclosures, refer to the final screenshot above or visit Legal Disclosures.
<M1 Finance LLC; Member FINRA / SIPC.
<M1 Holdings Inc., © Copyright 2024.
Must be 18+ and a U.S.resident to open an account.
Brokerage products are not FDIC insured and may lose value.
All product names are trademarks™ or registered® trademarks of their respective holders.
Overview
M1 - Investing & Banking is a Freeware software in the category Business developed by M1 Finance LLC.
The latest version of M1 - Investing & Banking is 2024.7.5, released on 08/03/2024. It was initially added to our database on 08/03/2024.
M1 - Investing & Banking runs on the following operating systems: iOS.
Users of M1 - Investing & Banking gave it a rating of 5 out of 5 stars.

Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
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