M1 - Investing & Banking 2024.7.5

Build wealth effortlessly with M1: Your all-in-one platform for earning, investing, spending, and borrowing. Join hundreds of thousands of investors who trust us with over $9B in assets.

INVEST

• Automate your long-term strategy when you invest with an individual, joint, trust, or custodial account. Or open a Traditional, SEP, or Roth IRA or rollover a 401(k).
• Build a custom portfolio with over 6,000 stocks and ETFs. Choose from pre-made Model Portfolios based on common strategies to align your investments with your values, risk tolerance, and retirement plan.
• Utilize auto-invest for your long-term strategy; our automation feature will purchase shares for you without selling unless directed.
• Invest in fractional shares for as little as one dollar, providing more flexibility. Note that only full shares are guaranteed to transfer if you decide to switch brokers.
• One-click rebalancing ensures that your investments align with your financial objectives.

HIGH-YIELD CASH ACCOUNT

• Earn 5.00% APY on funds held in your High-Yield Cash Account with the option to automate money movements via Smart Transfers.

BUILT-IN MARGIN

• Access a line of credit against your investment account with margin services. Qualified accounts with over $2,000 invested can leverage up to 50% of their portfolio at a rate of 7.25%.
• No minimum or maximum repayment period is required; pay back on your own schedule without the burden of paperwork.

M1 PERSONAL LOANS

• Borrow $2,500–$50,000 over 2-7 years for various purposes without prepayment penalties or additional fees.
• APRs range between 7.99% - 21.75% APR and may vary based on qualification. An illustrative example is provided for better understanding.

PLAN FOR RETIREMENT

• Consider opening a Traditional, SEP, or Roth IRA or rolling over a 401(k) to secure your retirement goals. Automate contributions and investments to maximize your retirement savings.

THE OWNER'S REWARDS CARD

• With the Owner’s Rewards Card, earn cash back and reinvest it to boost wealth creation while managing your expenses.

CRYPTO

• M1 offers cryptocurrency investments such as BTC and ETH integrated into your long-term investment strategy commission-free. Automate investments in tailored pies for added convenience.

ACCOUNT PROTECTION

• M1 Finance LLC is a Member of SIPC ensuring protection for securities in your M1 investment accounts up to $500,000. For detailed information, visit www.sipc.org.

Additional DISCLOSURES:

• View our privacy policy at Privacy Policy.
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• For disclosures, refer to the final screenshot above or visit Legal Disclosures.
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